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If rates drop below 6.625% (as many expect by the end of 2024), organizations working with Total Expert will be looking at an estimated $170 billion in refis up for grabs—and that opportunity jumps up to $375 billion if rates get down to 6.0% (as has been predicted by the end of 2025).  

Without a strategy in place to identify, engage, and retain at-risk loans, lenders could face significant early payoff (EPO) penalties that add insult to the injury of lost loan revenue. 

Our latest ebook will show you how to minimize the risk of EPO penalties, increase your retention, and drive growth once rates begin to fall.